Today, most people have eschewed landlines in favor of cell phones to communicate with friends and family. They are convenient because you can use them anywhere, can screen calls with ease and smartphones are in some cases more powerful than the average laptop computer. However, paying for a cell phone can be expensive depending on your carrier and the features that you are paying for.

What are some of the cheapest cell phone plans that you can take advantage of to keep your phone bill at a reasonable price? The Z222 Go Phone from AT&T is a prepaid phone that allows you to call, text and leave voice messages for as little as $25 a month. AT&T also has smartphone prepaid plans for $50 a month with limited data and Internet capabilities.

Cell phone users who prefer to use Verizon as their carrier should strongly consider the Moto G by Motorola. It is a prepaid smartphone that uses the Verizon network, which means that you get great call clarity and network reliability whenever you need it. The Moto G uses the Android 4.4 operating system, which allows you to go online, download apps and use voice-to-text technology on a plan that costs about $45 a month.

In lieu of saving monthly on a monthly plan, you may be able to save money by purchasing a phone without a contract. This enables you to disconnect and stop paying for service whenever it becomes too expensive for you. Another idea may be to buy a phone without connecting to a service provider’s network, which would still enable you to use the phone whenever WiFi was available. Inexpensive no contract phones include the Nokia Lumia 635 GoPhone that uses AT&T as its service provider.

Savvy customers know that the cheapest cell phone plans provide everything that they need and more for a fraction of the price. Instead of spending $100 a month for service, get a prepaid phone today and stay in touch without needing a personal loan to do so.